Tax Planning
Identify ways to increase tax-efficiency within your financial ecosystem. Taking advantages of tax-deductions, tax-credits and optional asset location of your assets.
Estate Planning
Plan for the protection of your family and distribution of assets by reviewing your investment accounts, beneficiary designations, wills, trusts and appointed power of attorney.
Risk Management
Examine various risk mitigation tools like life, disability, health, critical illness and long-term care.
Education Planning
Calculate and plan for education.
Retirement Planning
Create a Customized plan for maximizing tax efficiency in both accumulating and distributing your wealth. Understand the roles of complex government programs like CPP and OAS.
Investment Management
Consider factors such as asset allocation, risk and return, costs, costs, risk capacity, risk tolerance and the time horizon for your savings objectives.
Cash Flow and Debt Management
Examine various risk mitigation tools like life, disability, health, critical illness and long-term care.