Retire With Confidence
We Provide Financial Planning
Looking to Retire in next 10 years.
How are we different at Financial Plan for Canadians ?
- We are 100% remote.
- We keep your interests first.
- We understand your needs and not sell Products.
- Over 15 years of Financial Planning Experience, specializing in helping Canadians who are looking to retire in next 10 years.
- We limit ourselves to serve only 50 households for our investment management services.
What Should you Expect From US?
1. Increased Clarity and understanding about your finances.
2. Greater Peace of mind knowing you have a financial plan in place for your retirement.
3. Effective Investment Strategies to meet your retirement income goals.
4. Tax-efficient strategies to withdraw from your retirement assets.
Knowledgeable and Experienced
We have been dealing with Mark for over 7 years and have found him to be extremely knowledgable on all aspects of financial planning.
Reliable and Detail Oriented
We were recommended to Mark through our family friend and we have found him to be very detail oriented and available to answer our questions.
Easy to understand
I have dealt with financial planners at various banks who have never really provided me with an easy to understand information about my finances, till I met Mark.
Friendly and Unbiased.
We have dealt with Mark for over 10 years and he has provided us with an unbiased advice without pushing us to buy any product.Happy to recommend him.
COMPREHENSIVE FINANCIAL PLANNING Services INCLUDES THE FOLLOWING:
Cash Flow and Debt Management
Design a financial management system to organize your income and expenses, track your assets and liabilities, and establish a plan for paying off debt.
Examine various risk mitigation tools like life, disability, health, critical illness and long-term care.
Create a Customized plan for maximizing tax efficiency in both accumulating and distributing your wealth. Understand the roles of complex government programs like CPP and OAS.
Consider factors such as asset allocation, risk and return, costs, costs, risk capacity, risk tolerance and the time horizon for your savings objectives.
Identify ways to increase tax-efficiency within your financial ecosystem. Taking advantages of tax-deductions, tax-credits and optional asset location of your assets.
Plan for the protection of your family and distribution of assets by reviewing your investment accounts, beneficiary designations, wills, trusts and appointed power of attorney.
How we Work
Step 1: Introductory Call
This video call is an opportunity for us to get to know you and your family better, as well as to understand your financial goals and priorities. Through this call, we aim to determine whether our financial planning services are a good fit for your personal needs.
Step 2: Agreement
This video call would be to review an engagement letter that outlines the financial planning topics that are relevant to your needs and our responsibilities.
Step 3: Data Gathering
We will gather and organize your financial information to tailor the financial plan to your needs and goals. A data gathering checklist would be emailed to you once agreement is signed.
Step 4: Scenario Reviews
During this video call, we will the review the accuracy of the summarized financial information and confirm your financial objectives with you. We will also mutually agree upon financial planning assumptions and create personalized scenarios to help you achieve your expectations.
Step 5: Develop a Plan
We will analyze the financial information provided and develop strategies that are aligned with your personal objectives.
Step 6: Plan Presentation
We will present the results of our analysis to you in an easy to understand form which is measurable and actionable
Step 7: Implementation
If you selected Fee-Only Service option we would implement the strategies we agreed upon.
Step 8: Follow Up
If you selected Fee-Only Service option we would have a virtual meeting at least twice a year. More can be discussed during step 2 of the process.
- Recommended for DIY Investors
- Flat-Fee Service
- Comprehensive Financial Planning Service
- Starting at $1,500 +HST per individual
- Recommended for those who require assistance with investment management
- Comprehensive Financial Planning Service
- Financial Plan Review- At least two times a year
- Fee charged based on Assets under Management
Fee Schedule for Fee-Only Service
Assets Under Management ( per household)
Less than $1,000,000
Between $1,000,001 and $5,000,000
Greater than $5,000,000